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Haveno premium by payment method

Premium paid to buy XMR on Haveno, the decentralized exchange, by payment method over 180 days (1343 trades). Highest: TRANSFERWISE_USD at +14.5% over spot.

Payment methodTradesMedian premiumReversible
TRANSFERWISE_USD110+14.5%yes
CASH_APP250+10.8%yes
PAYPAL57+10.1%yes
VENMO48+8.7%yes
AMAZON_GIFT_CARD6+8.6%-
ZELLE556+3.3%no
REVOLUT75+2.3%-
US_POSTAL_MONEY_ORDER10+0.5%no
PAY_BY_MAIL223+0.2%no
ACH_TRANSFER8-1.6%yes

What the premium measures

Each executed Haveno trade is priced against the centralized spot price at the time of the trade. The premium is what a buyer paid above spot to get XMR without KYC. It follows how reversible the payment is, more than how private it is: methods a buyer can claw back after the trade carry more risk for the seller, who prices it in. Methods with fewer than five trades are left out.

Raw data: GET https://api.monerometrics.net/haveno/methods?window=180d